The New Mortgage Rules

Finding the perfect home is challenging enough in a period when higher interest rates mean fewer buyers and fewer sellers. Fortunately, there are programs designed to ease the pain, especially for first-time homebuyers, a category ...

Rent-to-own is exactly what it sounds like – you rent a home with a contract that allows you to eventually buy it. There are benefits and disadvantages to rent-to-own, and whether it’s a good idea ...

“It's tough to overstate the importance of credit scores to a mortgage loan application -- they're one of the top things lenders consider,” Tabitha Mazzara, director of operations at mortgage lender MBANC, said. A credit ...

The U.S. Department of Housing and Urban Development instituted the Good Neighbor Next Door (GNND) sales program in 2010. The idea remains the same a decade later: spark community revitalization by offering a 50% discount ...

In today’s ultra-competitive housing market, a number of startup companies are addressing new realities in home buying with a strategy based on an age-old truth – Cash is king. For first-time home buyers. For existing ...

The belief that you need a 20% down payment to secure a mortgage on a home is largely a misconception. At one point it was true, but these days not so much. Before 1956, when ...

If home is where the heart is, it’s also where wealth building frequently happens in America. That’s not a coincidence. “Homeownership has historically helped families create a legacy and build long-term wealth,” said AJ Barkley, ...

What started as a housing squeeze 30 years ago is now a full-blown crisis in Seattle and the San Francisco Bay Area. The median home price in San Francisco increased 90% between April 2009 and ...

If you turned on the news at any point last year, you've heard the housing market was wild in 2021, but what will it bring in 2022? Home prices grew fast to start 2021 and ...

Owning a home was part of the American dream even before there was an America. It’s true. In the tumultuous years leading to the Revolution, the Founders frequently associated acquiring and holding property as fundamental ...