Homebuyer Education

Do You Need Homebuyer Education?

Has your builder, mortgage company or lender requested you take a homebuyer education course? You are in the right place. HomeTrek is a HUD-approved homebuyer education course that you can take online.

This course covers the following topics:

  1. Pros & Cons of Homeownership
  2. Credit Report & Score
  3. How To Improve Your Credit for Homeownership
  4. Disputing Information on Your Credit Report
  5. Budgeting & Saving
  6. How Much Home You Can Afford
  7. Resources for Homebuyers
  8. Who’s Who In The Home Buying Process (inspectors, appraisers, realtors)
  9. Mortgages
  10. New Responsibilities in Home Ownership

The course is comprised of text and video and assessments. After you pass with a grade of 70 percent or higher, a Homebuyer Education Certificate of Completion will be emailed to you.

What About Co-Borrowers?

You should take the course with your co-borrowers (people who will be taking out a home loan with you). Enter their names at registration and they will be included on your certificate of completion.

How Quickly Can I Get My Homebuyer Education Certificate?

Your certificate will be available at the end of a successfully completed course. It will also be sent to the email you used to register for the course.

Can I Take This Course On a Mobile Device?

Yes, HomeTrek is fully functional on most mobile devices, including mobile phones and tablets.

What If I Need Help?

HomeTrek is provided by InCharge Debt Solutions, a nonprofit credit counseling agency. InCharge’s certified housing counselors are available during business hours (9 am to 5 pm, Monday-Friday) at 1-877-712-6040.