Do You Need Homebuyer Education?
Has your builder, mortgage company or lender requested you take a homebuyer education course? You are in the right place. HomeTrek is a HUD-approved homebuyer education course that you can take online.
This course covers the following topics:
- Pros & Cons of Homeownership
- Credit Report & Score
- How To Improve Your Credit for Homeownership
- Disputing Information on Your Credit Report
- Budgeting & Saving
- How Much Home You Can Afford
- Resources for Homebuyers
- Who’s Who In The Home Buying Process (inspectors, appraisers, realtors)
- New Responsibilities in Home Ownership
The course is comprised of text and video and assessments. After you pass with a grade of 70 percent or higher, a Homebuyer Education Certificate of Completion will be emailed to you.
What About Co-Borrowers?
You should take the course with your co-borrowers (people who will be taking out a home loan with you). Enter their names at registration and they will be included on your certificate of completion.
How Quickly Can I Get My Homebuyer Education Certificate?
Your certificate will be available at the end of a successfully completed course. It will also be sent to the email you used to register for the course.
Can I Take This Course On a Mobile Device?
Yes, HomeTrek is fully functional on most mobile devices, including mobile phones and tablets.
What If I Need Help?
HomeTrek is provided by InCharge Debt Solutions, a nonprofit credit counseling agency. InCharge’s certified housing counselors are available during business hours (9 am to 5 pm, Monday-Friday) at 1-877-712-6040.