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Sign that says buy or rent

Should You Rent-to-Own a Home?

Rent-to-own is exactly what it sounds like – you rent a home with a contract that allows you to eventually buy it. There are benefits and disadvantages to rent-to-own, and…

Empty street in a quiet neighborhood

Good Neighbor Next Door Program Helps Teachers, Law Enforcement, Firefighters & EMTs Buy Homes

The U.S. Department of Housing and Urban Development instituted the Good Neighbor Next Door (GNND) sales program in 2010. The idea remains the same a decade later: spark community revitalization…

Couple winning a bid on a house

How Startup Companies Are Helping Home Buyers Win Bidding Wars

In today’s ultra-competitive housing market, a number of startup companies are addressing new realities in home buying with a strategy based on an age-old truth – Cash is king. For…

Piggy bank with money for down payment on a house

How to Buy a House with Little to No Money Down

The belief that you need a 20% down payment to secure a mortgage on a home is largely a misconception. At one point it was true, but these days not…

Good Credit Effect Infographic

Credit Scores and the First-Time Homebuyer

For first-time homebuyers, the second most important factor (behind location) is:             (A) Number of bathrooms.             (B) Composition of the kitchen counters.             (C) Storage space.             (D) Terms…

African American Couple New Home

What Programs are Available to Help African Americans Become Homeowners

If home is where the heart is, it’s also where wealth building frequently happens in America. That’s not a coincidence. “Homeownership has historically helped families create a legacy and build…