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HUD-Approved Online Homebuyer Education Course

HomeTrek is an easy-to-use HUD-approved online homebuyer education course. Our course will help you learn budgeting, saving, how to improve your credit, understand home much home you can afford.

California flag waving in the wind on clouds sky.

Down Payment Assistance Programs in California

The words of American humorist Mark Twain still ring true: “Buy land…they’re not making it anymore.” If only it were that easy. Home ownership as a way to build wealth is particularly challenging in California, ...
Financial concept about Down Payment Assistance with phrase on the piece of paper.

Down Payment Assistance Programs in Pennsylvania

Buying a house is a significant life goal and milestone for Pennsylvania families. That's why, in 1972, the Pennsylvania Housing Finance Agency (PHFA) was established to help families cover the mounting costs of homeownership. The ...
Down payment assistance written on a model of home.

Down Payment Assistance Programs in New York

The median home price in New York has soared above $400,000 – a chilling prospect for someone considering buying their first home. Coming up with a 20% down payment, or even 5%, may prompt many ...
Home buyers enjoying their new house

First-Time Home Buyer Benefits

A first-time homebuyer is an individual who is buying a home for the first time or has not owned and occupied their primary residence for three years prior to purchasing a new home.. Lenders and ...
Future homebuyer calculating how much he has saved for a down payment

What Is the Minimum Down Payment for First-Time Home Buyers?

One of the major barriers to buying a home for first-time homebuyers is coming up with a down payment, the money you pay up front when you close on a home. There are many down ...
Doormat that says "Our First Home"

First-Time Home Buyer Guide

Buying a home is a big decision. Buying one for the first time can be a frightening one. The dollars are big, you may be unfamiliar with the rules, and you never know whom you ...
Sign that has First-Time Homebuyer Tax Credit written on it

First-Time Homebuyer Tax Credit

Buying a home is one of the best ways to build wealth, but skyrocketing home prices and high mortgage rates are preventing many Americans from taking this step toward financial freedom. As the housing crisis ...
Toy house sitting on desk

First-Time Homebuyer Requirements

Being a first-time homebuyer in any real estate market can be an adventure, equal parts thrills, and chills. In the current market where inventory is historically low and interest rates have nearly doubled in a ...
Couple that bought their first home in Texas

Down Payment Assistance Programs in Texas

Purchasing and owning a home is the dream of hundreds of thousands of Texans on a yearly basis, but too often many of those same people shy away from buying because of barriers perceived to ...
Credit Score Home Loan

Credit Scores and the First-Time Homebuyer

For first-time homebuyers, the second most important factor (behind location) is: (A) Number of bathrooms. (B) Composition of the kitchen counters. (C) Storage space. (D) Terms of the mortgage. If you answered A, B, or ...